• Federal Workers Compensation
  • FELA, Railroad Workers Helpline
  • Jones Act, Harbor Workers Act, Injured Seaman Helpline
  • Mesothelioma Lawyers, Mesothelioma Exposure Helpline
  •  On The Job Accidents and  Injuries, Workers Compensation Lawyers
  • Qui Tam Lawyers, Whistleblower Attorneys
  • What You Need To Know About Workers Compensation
  •  A Workers Compensation Lawyer Can Help You

What You Need To Know About Workers Compensation

Everything you ever wanted to know About Workers Compensation In One Place. Call the Workers Compensation Helpline and speak to a medical social worker today.

The Basic Workers Compensation  Facts Made Simple

While many states have their own workers compensation act, the federal government  has several workers compensation acts in an effort to protect workers’ safety. The main purpose of each of these workers compensation laws (acts) is to compensate and provide medical care for people injured on the job. These laws protect you if:

• You are injured while on the job

• You are made ill or disabled by conditions such as toxic substances and occupational illness

• You are a surviving dependents of a worker who is killed on the job or dies from an illness incurred because of his or her job conditions.

Each state and the federal government each have their own Workers Compensation Act which compensates workers who are injured during the course of their employment. Each workers compensation act is designed so that employees can receive fixed monetary compensation for their injuries without the need for legal action.  Workers Compensation lawyers help you understand these laws at no cost to you. The workers compensation act that is applicable to you is dependent upon who you are employed by and the industry you are employed in.

Each workers compensation act is designed so that you can receive medical care and fixed monetary compensation for your  injuries without the need for legal action. The workers compensation act that is applicable to your employment depends on:

• the state  that you are working in

• who you are  employed by

• the industry that you are working in

State Workers Compensation Acts

Most states have their own workers compensation act that details the workers compensation benefits that people employed in that state are eligible to receive. The specific laws in each state vary. Among the states that provide their own workers compensation acts and systems are:

• Alabama Workers Compensation

• Illinois Workers Compensation

• Pennsylvania Workers Compensation

• Indiana Workers Compensation

• Louisiana Workers Compensation

• Texas Workers Compensation

• California Workers Compensation

Each state also has their own workers compensation act that details the benefits that you are eligible to receive. These benefits are similar to those offered by the federal government, though the specific laws in each state may vary.

All 50 states and the federal government currently have workers compensation laws in effect. In the case that you become ill or injured, workers compensation law spells out the entitlement you will receive. It also describes  what will protect your family and dependents in the case of your death. Workers compensation laws protect the employee and the employer alike. The laws decide  a certain amount of financial protection for each party.

The Laws Aim at making your Work Envirnment Safe

Workers compensation laws were enacted to avoid court delays, encourage safety in the workplace, and allow for a reliable source of income and benefits. Under workers compensation laws, an employee will receive certain funds and benefits, regardless of fault or negligence. The payment of workers compensation is  automatic. But you must follow the rules aand laws of the state and federal governments.

There are certain limitations to workers compensation laws. You will need a Workers Comp Lawyer to clear up misunderstandings about what they mean. Independent contractors are not eligible to collect benefits under workers compensation laws. One must look at definition of an "independent contractor", with a workers compensation lawyer to be sure.  injured people who are entitled to claims under workers compensation laws are not getting a blank check. You must abide by very specific rules and there are very specific limitations on the amounts and types of funds that can be recovered.  There is no provision for special sums of money for things such as "pain and suffering" in the workers compensation laws used by most states. However a third party liability or personal injury claim can cover this. Your workers compensation lawyer can explain the detalils.

Workers compensation laws were enacted to:

• Offer you a reliable source of income and benefits for the injured

• Encourage safety in the workplace and protect you

• Avoid court delays in general

What Can You Expect From Workers Compensation Laws

Workers Compensation laws provide protection for injured employees. However, workers compensation laws do have  limitations.  There is a fair amount of misunderstanding about what workers compensation laws can and cannot do.  independent contractors are not eligible to collect benefits under workers compensation laws, but the definition of an "independent contractor" is often vague. Individuals who have gotten mesothelioma have pursed class action litigations with class action lawyers. Mesothelioma is a dreaded lung cancer from asbestos. .

A significant portion of all accidental injuries occur in the workplace. While many work related injuries tend to be minor, more serious injuries include permanent disability and death. This is when a skilled workers comp llawyer must be called in to take action on your behalf. These can and do occur. Your family nmust be protected. When an injury is sustained in the workplace,you  have a legal right to pursue compensation by making a claim through workers compensation. Let our WORKERS COMPENSATION LAWYERS seek justice and the benefits you deserve for you.

If you have been injured in the workplace, you need to ensure that your legal rights are protected. Contact us today to speak with an experienced workers compensation attorney free of charge.

Some Things You Should Know About Workers Compensation

All employers are required to have  workers compensation insurance. Workers compensation laws exist to protect both the worker and the employer in the event of a work injury. These laws ensure that employees who are harmed while on the job receive proper compensation for their injury, including medical expenses and lost wages. Workers compensation also enables dependents of workers who are killed on the job to receive compensation for their losses.

Some criticize workers compensation because it can restrict a worker who may have been seriously victimized, or very seriously hurt, from seeking larger amounts of compensation if they feel it is due. Workers compensation does limit such lawsuits, but it does not disallow them altogether. A qualified attorney can evaluate your case and determine your eligibility to file an additional personal injury or Third party liability claim. Such a claim pursues pain and suffering as well as compensation for your injuries.

 Workers Compensation Insurance is The Responsibilty of Your Employer

The cost of a workers compensation insurance policy is the responsibility of the employer, who pays all premiums. When workers or their dependents file claims for workers compensation benefits, the insurance companies pay out the income and cover the cost of benefits. In this way, workers compensation insurance protects the employer from any other liability, and protects employees by providing benefits in the case of injury.

If an employer does not carry workers compensation insurance, or does not carry the required amount, the employer can be held responsible for the amount that would have been paid for by the workers compensation insurance companies. Additionally, employers may be subject to severe fines and even jail time for failing to carry a sufficient workers compensation insurance policy.

You Will Need to File A claim

In the case of injury or death on the job site, employees must file a claim with the workers compensation insurance system in their state (or the federal government, for federal employees) as soon as possible. It is the legal duty of the employer to ensure that injured employees get the benefits to which they are entitled without delay. In cases of extreme negligence, workers compensation insurance may not protect the employer from litigation stemming from a job-related injury or death.

Workers Compensation Insurance Cost is The Responsibity of Your Employer

The cost of a workers compensation insurance policy is the responsibility of the employer, who pays all premiums. In the case that a workers compensation insurance claim is filed by an employee, the insuring company pays the required amount. In this way, workers compensation insurance protects the employer from any other liability, as well as protecting the employee by providing benefits in the case of injury. If an employer does not carry workers compensation insurance, or does not carry the required amount, then the employer can be held responsible for the amount that would have been paid for by the workers compensation insurance. Additionally, employees may be subject to severe fines and even jail time for failing to carry sufficient workers compensation insurance policy.

 The Workers Compensation Board

When an individual is injured on the job, members of the Workers Compensation Commission are responsible for determining the level of benefits he or she is eligible for. The commission, also known (in certain states) as the Workers Compensation Board, serves as the decision maker when it comes to workers compensation benefits. The Texas and Illinois workers compensation systems have the largest workers compensation commissions in the U.S.

 

Most Large Employers are Required to Contribute to Workers Compensation

The Workers Compensation commission or board in nearly all 50 states (the Texas workers compensation commission is the sole exception) is part of a state system that requires every employer with three or more employees to pay into the states Workers Comp system, so that when an employee is made ill by conditions at the workplace, or is injured in an accident at work, there will be a substantial fund of money from which workers comp benefits can be drawn.

State Specific Workers Compensation Requirements and Guidelines

In most cases, full-time, part-time, and even temporary employees are covered under their states workers compensation system. The Commission or Board in your state has the specific guidelines and rules that both employers and employees must follow to process a request for benefits, which are usually a minimum of:

• Income benefits (to replace the income that a worker loses when he or she cant work due to the job-related illness or injury)

• Medical benefits (to cover the costs of the workers medical care, including rehabilitation or recovery care)

Pursuing a Workers Compensation Claim

Whether or not you have contacted your states workers compensation commission, it's a good idea to consult a workers compensation attorney near your home who will evaluate your injury and help you recover the compensation you are entitled to. Contact us for a workers comp lawyer today.

 Work related Injuries Can Be Serious

Work related injuries could limit or end your ability to perform your usual occupation. Whether these work related injuries last a few days or the remainder of your life, their affects are far-reaching. Work related injuries can result in permanent disability. Often, they result in financial losses: work related injuries can require costly medical treatment and recuperation time may mean lost wages.

Work related injuries are any injuries or illnesses that result from the employees required job duties. Work related injuries can happen at any mandatory event or location, or whenever the employee is being paid. They can be the result of an accident on the job, an auto or trucking accident on the road, and occupational disease or a debiltiating disease fro toxic substances.

Work Related Injuries can result in a Workers Comp lawyer filing a Lawsuit on your Behalf

Work related injuries can be settled quickly and easily, but sometimes involve extensive litigation. If you suffer from a work related injury you should report this as soon as possible to your employer using the proper forms. If you have a work related injuries you should also be seen by a physician.  Medical evidence for claims of work related injuries is  required in the form of a physicians statement. Evidence of work related injuries allows you to qualify for workers compensation and associated workers comp benefits. While the documentation for work related injuries is usually submitted through the employer, generally a state or federal workers compensation office decides the work related injuries claims.

Information about Workers Compensation Acts

While  many states have their own workers compensation acts, the federal government has also implemented several workers compensation acts in an effort to protect workers’ safety. The main purpose of each of these workers compensation laws (acts) is to compensate and provide medical care for:

• workers who are injured while on the job.

• those who are made ill or disabled by conditions at their jobs, and

• the surviving dependents of a worker who is killed on the job or dies from an illness incurred because of his or her job conditions

Each state and the federal government each have their own Workers Compensation Act which compensates workers who are injured during the course of their employment. Each workers compensation act is designed so that employees can receive fixed monetary compensation for their injuries without the need for legal action. The workers compensation act that is applicable to an individuals employment is dependent upon who they are employed by and the industry they are employed in.

Workers compensation law is a complex and ever-changing field. To get the most effective and knowledgeable assistance, you should speak with an experienced workers compensation attorney near you who understands the laws governing your state. A workers compensation lawyer will be able to thoroughly evaluate your case and fight to ensure you recover the compensation you are entitled to.

Each state also has their own workers compensation act that details the benefits that people employed in that state are eligible to receive. These benefits are similar to those offered by the federal government, though the specific laws in each state may vary.

All 50 states and the federal government currently have workers compensation laws in effect. In the case that employees become ill or injured, or dies in the course of their employment workers compensation laws spell out the entitlement of the employees or their families/dependents to collect workers compensation benefits. Workers compensation laws protect the employee and the employer alike, by guaranteeing a certain amount of financial protection for each party.

Workers compensation laws are in effect at both the state and federal level to protect the incomes of employees who are injured, become ill or die due to conditions at their places of work. A vast and complex patchwork of workers compensation laws spell out the entitlement of employees or their families/dependents to collect workers compensation benefits. In addition, workers compensation laws protect both employees and their employers by guaranteeing a certain amount of financial protection for each party.

Your  Safety On The Job is Protected by Workers Compensation Laws

Workers compensation laws were enacted to avoid court delays, encourage safety in the workplace, and allow for a reliable source of income and benefits. Under workers compensation laws, an employee will receive certain funds and benefits, regardless of fault or negligence. The payment of workers compensation is virtually automatic, so long as the employees claim follows the workers compensation laws of the state and federal governments.

Although they do afford some protection to injured employees, there are some limitations to workers compensation laws, and even more misunderstandings about what they mean. Independent contractors are not eligible to collect benefits under workers compensation laws, although the definition of an "independent contractor" is often vague at best. Injured parties who are entitled to claims under workers compensation laws are not getting a blank check-there are very specific limitations on the amounts and types of funds that can be recovered under workers compensation laws. For instance, there is no provision for special sums of money for things such as "pain and suffering" in the workers compensation laws used by most states.

Workers compensation laws were enacted to:

•  Offer  a reliable source of income and benefits  if you are hurt on the job

• Encourage safety in your work environment

• Avoid cases in the courtroom with long delays.

What Workers Compensation Laws Can and Cannot Do

Although they provide protection to injured employees, workers compensation laws do have some limitations, and there is a fair amount of misunderstanding about what workers compensation laws can and cannot do. For example, independent contractors are not eligible to collect benefits under workers compensation laws, but the definition of an "independent contractor" is often vague at best.

Limitations on Workers Compensation Benefits

In addition, injured parties who are entitled to benefits under workers compensation laws aren't getting a blank check There are very specific limitations on the amount and types of funds that can be recovered. For instance, there is no provision for money for things such as "pain and suffering" in the workers compensation laws used by most states.

 

About Workers Compensation

All employers are required to keep workers compensation insurance. Workers compensation laws exist to protect both the worker and the employer in the event of a work injury. These laws ensure that employees who are harmed while on the job receive proper compensation for their injury, including medical expenses and lost wages. Workers compensation also enables dependents of workers who are killed on the job to receive compensation for their losses.

Some criticize workers compensation because it can restrict a worker who may have been seriously victimized, or very seriously hurt, from seeking larger amounts of compensation if they feel it is due. Workers compensation does limit such lawsuits, but it does not disallow them altogether. A qualified attorney can evaluate your case and determine your eligibility to file an additional personal injury claim.

Injuries Covered by Workers Compensation

Workers compensation covers most injuries a person can sustain while working, including injuries incurred through ones own fault. It does not, however, cover injuries sustained while the worker was intoxicated or under the effect of illegal drugs. Nor does workers compensation cover injuries sustained in the course of a crime. Some of the more common injuries workers compensation does cover are:

• Worsened preexisting injuries, such as back injuries

• Diseases contracted in the workplace due to repeated or prolonged exposure to dangerous substances such as asbestos

• Mental or physical work-related stress

• Injuries caused by machinery

• Slip and fall accidents

• Repetitive stress injuries such as carpal tunnel syndrome

Injuries sustained during breaks, lunch hours, and while at company-sponsored events are all covered by workers compensation.

A Workers Compensation Case

Workers compensation is a system of laws with guidelines and procedures that vary from occupation to occupation, and from state to state. Those considering seeking workers compensation should seek the counsel of a qualified workers compensation lawyer.

Workers compensation insurance is required for almost all employers in the U.S. that have at least three employees. State and federal laws require that employers carry workers compensation insurance in order to protect employees injured or killed on the job or made ill by the conditions at their place of work. The benefits typically covered by workers compensation insurance are:

▪ medical bills

▪ disability income

▪ a portion of lost wages

▪ vocational rehabilitation

▪ death benefits for the dependents of a deceased employee

The amount of workers compensation insurance coverage is mandated by the state; thus, benefits do not vary between employers within the same state. The Texas and California workers compensation systems are two of the largest workers comp. systems in the United States. The federal version of workers compensation insurance is provided for employees of the federal government, and others.

State and federal laws require that employers carry workers compensation insurance in order to provide for employees injured or killed on the job. Benefits provided to employees include a portion of workers compensation lost wages, medical bills, vocational rehabilitation, and death benefits. The amount of workers compensation insurance coverage is mandated by the state-benefits do not vary between companies within the same state, although workers compensation insurance policies in different states may not be similar.

 

How Workers Compensation Insurance Works

The cost of a workers compensation insurance policy is the responsibility of the employer, who pays all premiums. When workers or their dependents file claims for workers compensation benefits, the insurance companies pay out the income and cover the cost of benefits. In this way, workers compensation insurance protects the employer from any other liability, and protects employees by providing benefits in the case of injury.

If an employer does not carry workers compensation insurance, or does not carry the required amount, the employer can be held responsible for the amount that would have been paid for by the workers compensation insurance companies. Additionally, employers may be subject to severe fines and even jail time for failing to carry a sufficient workers compensation insurance policy.

Benefits from Workers Compensation Insurance

In the case of injury or death on the job site, employees should file a claim with the workers compensation insurance system in their state (or the federal government, for federal employees) as soon as possible. It is the legal duty of the employer to ensure that injured employees get the benefits to which they are entitled without delay. In cases of extreme negligence, workers compensation insurance may not protect the employer from litigation stemming from a job-related injury or death.

Workers Compensation Insurance Cost

The cost of a workers compensation insurance policy is the responsibility of the employer, who pays all premiums. In the case that a workers compensation insurance claim is filed by an employee, the insuring company pays the required amount. In this way, workers compensation insurance protects the employer from any other liability, as well as protecting the employee by providing benefits in the case of injury. If an employer does not carry workers compensation insurance, or does not carry the required amount, then the employer can be held responsible for the amount that would have been paid for by the workers compensation insurance. Additionally, employees may be subject to severe fines and even jail time for failing to carry sufficient workers compensation insurance policy.

When an individual is injured on the job, members of the Workers Compensation Commission are responsible for determining the level of benefits he or she is eligible for. The commission, also known (in certain states) as the Workers Compensation Board, serves as the decision maker when it comes to workers compensation benefits. The Texas and Illinois workers compensation systems have the largest workers compensation commissions in the U.S.

Most Large Employers Required to Contribute
The Workers Compensation commission or board in nearly all 50 states (the Texas workers compensation commission is the sole exception) is part of a state system that requires every employer with three or more employees to pay into the states Workers Comp system, so that when an employee is made ill by conditions at the workplace, or is injured in an accident at work, there will be a substantial fund of money from which workers comp benefits can be drawn.
State Specific Requirements and Guidelines
In most cases, full-time, part-time, and even temporary employees are covered under their states workers compensation system. The Commission or Board in your state has the specific guidelines and rules that both employers and employees must follow to process a request for benefits, which are usually a minimum of:
•    Income benefits (to replace the income that a worker loses when he or she cant work due to the job-related illness or injury)
•    Medical benefits (to cover the costs of the workers medical care, including rehabilitation or recovery care)

State Specific Requirements and Guidelines

In most cases, full-time, part-time, and even temporary employees are covered under their states workers compensation system. The Commission or Board in your state has the specific guidelines and rules that both employers and employees must follow to process a request for benefits, which are usually a minimum of:

• Income benefits (to replace the income that a worker loses when he or she cant work due to the job-related illness or injury)

• Medical benefits (to cover the costs of the workers medical care, including rehabilitation or recovery care)

Pursuing a Workers Compensation Claim

Whether or not you have contacted your states workers compensation commission, it's a good idea to consult a workers compensation attorney near your home who will evaluate your injury and help you recover the compensation you are entitled to.

A Workers Compensation Attorney can Help you by:

• Getting all of the documentation relevant to your injury or illness

• Correctly and thoroughly completing the forms and requirements laid out by the workers compensation commission

• Appearing and speaking on your behalf at your workers comp hearing and/or appeal hearing

• Interceding with physicians to work out agreements for them to wait for payment of services until the workers comp settlement is paid out

Work related injuries could limit or end your ability to perform your usual occupation. Whether these work related injuries last a few days or the remainder of your life, their affects are far-reaching. Work related injuries can result in permanent disability. Often, they result in financial losses: work related injuries can require costly medical treatment and recuperation time may mean lost wages.

Work related injuries are any injuries or illnesses that result from the employees required job duties. Work related injuries can happen at any mandatory event or location, or whenever the employee is being paid.

Your Workers Compensation Settlement

A workers compensation settlement determines the provisions of a workers compensation claim with regards to benefit awards. Each local, state, and federal jurisdiction have there own rules that determine the types of settlements that may be available and what these entail. A workers compensation settlement will provide the terms of how and what benefits will be paid out.

Receive Compensation Through a Workers Compensation Settlement

Workers compensation laws were created in order to protect both employees and employers in the event of injuries, disability, and death that arise out of and in the course of a workers employment. These laws provide a “no fault” context in which employees can receive compensation for their injuries without the need for exhaustive and costly legal disputes. Most workers compensation claims are handled in this manner without the need for dispute or litigation.

Workers compensation insurance must be purchased by an employer and is usually obtained from a private insurance company that has clearly established rules that define the benefits injured employees are eligible to receive. As a general rule, there are six types of workers compensation benefits that an employee can receive through a legitimate workers compensation claim. These include:

• medical care

• temporary disability

• permanent disability

• vocational rehabilitation

• supplemental job displacement

• death benefits

In more serious cases of disability and death, a workers compensation settlement can involve some degree of dispute and litigation. This means that a workers compensation settlement must be negotiated through mediations with the relevant department of workers compensation appeals board or some other referee. The help of a legal professional is vital in these cases to ensure that your interests are protected and maximized through negotiations of a workers compensation settlement. Most times, a workers compensation settlement is settled out of court and a disposition is reached without extensive third party intervention.

Types of Workers Compensation Settlements

There are a few different types of workers compensation settlements that might determine the benefits that will be awarded in the event of employment-related death or disability. A stipulated workers compensation settlement is usually desirable when an employee is still employed by the same company. In this type of workers compensation settlement the case can be re-opened for a certain period of time and changes can be made to benefits requirements. A “compromise and release” or “full and final” workers compensation settlement involves compromise and once decided upon cannot be modified even if a victims condition worsens or changes. There is also the option of a structured workers compensation settlement which is similar to the compromise and release and is usually reserved for bigger cases.

In most cases benefits are distributed to a victim over a specified period of time. Only in rare circumstances will a lump sum payment be awarded in a workers compensation settlement. The help of a workers compensation attorney can be a victims best advocate in the workers compensation settlement process.

A workers compensation premium is what an employer pays an insurance company in order to gain workers compensation insurance for their employees. Employers are required by law to carry this type of insurance and may be subject to criminal charges leading to fines and/or jail time if found without workers compensation insurance coverage. Employers who are found without workers compensation insurance may also lose the right to practice in their professional field.

Local, State and Federal Laws for Workers Compensation

Workers compensation is governed by local, state, and federal law which requires that all employees be covered under workers compensation. Workers compensation laws were created in order to provide employees who suffer legitimate injuries, disability, or death arising as a result of their employment with compensatory benefits. These laws are aimed at preventing legal disputes and provide a “no-fault” system which protects both employees and employers from legal disputes and other adverse consequences of injuries that are sustained on the job.

A private employer is required to become self insures or obtain workers compensation insurance from a private licensed insurance company or a state insurance company that is authorized to provide workers compensation insurance. A workers compensation premium is the payment that an employer pays the insurance company in exchange for coverage. The responsibility of paying a workers compensation premium rests solely on the employer, and it is unlawful for employees to contribute to workers compensation insurance.

 

Workers Compensation Premium Factors

A workers compensation premium is determined by a number of factors. The amount of money that is required to meet a workers compensation premium payment is determined by: the businesss industry classification, the companys past history of work related injuries, the employers payroll, and any other special considerations such as the use of particular health care providers or participation in any other programs.

The government agencies that administrate and manage workers compensation compliance function with the goal of minimizing the adverse consequences of work injuries on both employers and employees. As a result of these goals, workers compensation agencies provide support and information to both employees and employers. Employers can contact the appropriate agency to find out what is required of them under workers compensation laws. Employers can also receive helpful information such as ways to lawfully reduce a workers compensation premium.

 Lost Wages

Lost wages resulting from a work related accident or disability can often be recovered through legal action. Lost wages are generally recovered as part of the damages due a plaintiff under state workers compensation laws. Lost wages do not include future earnings, only the regular wages the plaintiff would have earned.

Lost wages cover time spent unable to work, as well as time missed due to treatment. Obtaining the workers compensation lost wages benefit may require expert testimony as to your particular condition or injury. Entitlement to lost wages does not depend upon type of work or full-time employment, and self-employed persons can recover lost wages as well. Even if you received sick or vacation pay, lost wages may be due, since injury required you to use vacation/sick days, resulting in lost wages for that period. Sick or vacation pay is generally not regarded as replacing an individual’s lost wages. You may be eligible for reimbursement for missed work opportunities, in addition to any lost wages you have suffered, although missed job interviews or promotions are more difficult to prove than lost wages themselves.

Lost wages resulting from a work related accident or disability can often be recovered through legal action. Lost wages are generally recovered as part of the damages due a plaintiff under state workers compensation laws. Lost wages do not include future earnings, only the regular wages the plaintiff would have earned.
Lost wages cover time spent unable to work, as well as time missed due to treatment. Obtaining the workers compensation lost wages benefit may require expert testimony as to your particular condition or injury. Entitlement to lost wages does not depend upon type of work or full-time employment, and self-employed persons can recover lost wages as well. Even if you received sick or vacation pay, lost wages may be due, since injury required you to use vacation/sick days, resulting in lost wages for that period. Sick or vacation pay is generally not regarded as replacing an individual’s lost wages. You may be eligible for reimbursement for missed work opportunities, in addition to any lost wages you have suffered, although missed job interviews or promotions are more difficult to prove than lost wages themselves.

Seek Compensation if You Have Been Injured at Work

If any type of fraud is suspected on behalf of any of these parties, the victim has the right to seek corrective action and compensation for the losses they have suffered as a result. Workers compensation investigations are handled by the appropriate local, state or federal government agency that governs workers compensation laws. The federal government and most state departments have an appeals board who hears the evidence gathered in workers compensation investigations. The victims of fraud have the right to legal representation in these proceedings. Legal representation can be greatly beneficial for victims of workers compensation fraud because these experts have the knowledge and experience to maximize and protect a victims legal interests.

Workers compensation investigations of fraudulent activity can result in strict penalties for those who violate workers compensation regulations. Workers compensation fraud adversely affects the economy, tax payer dollars, public agency resources, and those individual victims of fraud. Therefore, workers compensation investigations can lead to misdemeanor and felony charges brought against the fraudulent or negligent liable party.

Workers compensation law is complex and continually changing. To obtain the most effective and knowledgeable assistance, you should speak with a qualified and experienced workers compensation attorney near you who understands the laws governing your state.

Workers compensation insurance is required for almost all employers in the U.S. that have at least three employees. State and federal laws require that employers carry workers compensation insurance in order to protect employees injured or killed on the job or made ill by the conditions at their place of work. The benefits typically covered by workers compensation insurance are:

▪ medical bills

▪ disability income

▪ a portion of lost wages

▪ vocational rehabilitation

▪ death benefits for the dependents of a deceased employee

The amount of workers compensation insurance coverage is mandated by the state; thus, benefits do not vary between employers within the same state. The Texas and California workers compensation systems are two of the largest workers comp systems in the United States. The federal version of workers compensation insurance is provided for employees of the federal government, and others.

State and federal laws require that employers carry workers compensation insurance in order to provide for employees injured or killed on the job. Benefits provided to employees include a portion of workers compensation lost wages, medical bills, vocational rehabilitation, and death benefits. The amount of workers compensation insurance coverage is mandated by the state-benefits do not vary between companies within the same state, although workers compensation insurance policies in different states may not be similar.

How Workers Compensation Insurance Works

The cost of a workers compensation insurance policy is the responsibility of the employer, who pays all premiums. When workers or their dependents file claims for workers compensation benefits, the insurance companies pay out the income and cover the cost of benefits. In this way, workers compensation insurance protects the employer from any other liability, and protects employees by providing benefits in the case of injury.

If an employer does not carry workers compensation insurance, or does not carry the required amount, the employer can be held responsible for the amount that would have been paid for by the workers compensation insurance companies. Additionally, employers may be subject to severe fines and even jail time for failing to carry a sufficient workers compensation insurance policy.

Benefits from Workers Compensation Insurance

In the case of injury or death on the job site, employees should file a claim with the workers compensation insurance system in their state (or the federal government, for federal employees) as soon as possible. It is the legal duty of the employer to ensure that injured employees get the benefits to which they are entitled without delay. In cases of extreme negligence, workers compensation insurance may not protect the employer from litigation stemming from a job-related injury or death.

Workers Compensation Insurance Cost

The cost of a workers compensation insurance policy is the responsibility of the employer, who pays all premiums. In the case that a workers compensation insurance claim is filed by an employee, the insuring company pays the required amount. In this way, workers compensation insurance protects the employer from any other liability, as well as protecting the employee by providing benefits in the case of injury. If an employer does not carry workers compensation insurance, or does not carry the required amount, then the employer can be held responsible for the amount that would have been paid for by the workers compensation insurance. Additionally, employees may be subject to severe fines and even jail time for failing to carry sufficient workers compensation insurance policy.

If your loved one was killed on the job or died due to conditions at his or her workplace, or if you have been injured or sickened in relation to your job, contact a law firm near you for help getting your workers compensation benefits. An attorney who specializes on handling workers compensation matters will maximize the likelihood of receiving benefits in a timely and effective manner. If you have been denied workers compensation benefits, an experienced attorney can help you with an appeal. For more information or to speak with a qualified workers compensation attorney, contact us today.

The specific requirements and availability of workers compensation insurance varies somewhat by state-in North Dakota, Washington, Ohio, Wyoming, and West Virginia, for instance, only the state can sell workers compensation insurance. In the remaining states, employers purchase the required workers compensation insurance either from

various insurance companies or from a state compensation fund.

It is important to hire a Workers Compensation Lawyer to get your full protection under the law

Call For the injured worker for a workers compensation lawyer today.

We have Florida workers compensation lawyers ready to help you in the following Florida cities: Belle Glade, Boca Raton, Bonita Springs, Boynton Beach, Bradenton, Cape Coral,  Clearwater, Coral Gables, Coral Springs,  Daytona Beach, Deerfield Beach, DeLand, Delray Beach ,Fort Lauderdale, Fort Myers, Fort Pierce, Fort Walton Beach, Gainesville, Haines City, Hallandale Beach, Hialeah, Hollywood, Homestead, Immokalee, Jacksonville,  Key West, Kissimmee, Lakeland,  Largo, Melbourne, Merritt Island, Miami, Miami Beach,  Naples,  New Smyrna Beach, Ocala, Orlando, Ormond Beach, Palm Bay, Panama City, Pensacola,  Plant City, Pompano Beach, Port Charlotte, Port Saint Lucie, St Cloud, St. Petersburg, Sarasota, Spring Hill, Starke, Tallahassee, Tampa, Tarpon Springs, Titusville, Venice, Vero Beach, West Palm Beach, Pensacola, Winter Haven, Winter Park,

We have Florida workers compensation lawyers  ready to help you in the following counties:, Alachua, Baker, Bay, Bradford, Brevard, Broward, Calhoun, Charlotte, Citrus, Clay, Collier, Columbia, DeSoto, Dixie, Duval, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Glades, Gulf, Hamilton, Hardee, Hendry, Hernando, Highlands, Hillsborough, Holmes, Indian River, Jackson, Jefferson, Lafayette, Lake, Lee, Leon, Levy, Liberty, Madison, Manatee, Marion, Martin, Miami-Dade, Monroe, Nassau, Okaloosa, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Santa Rosa, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Suwannee, Taylor, Union, Volusia, Wakulla, Walton, Washington

We also have Workers compensation georgia attorneys in the following  counties and cities: Fulton County, DeKalb County, Atlanta , Sandy Springs , East Point , Redan , Riverdale , Snellville , Conyers , Covington , McDonough , Hampton , Lawrenceville , Johns Creek , Roswell , Woodstock, Marietta , Smyrna , Mableton , Douglasville , Buford , Canton, .Albany, Columbus, Valdosta, Tiftin, Savannah, Macon, Warner Robbins and all of GA.

We have Tennessee Workers comp  Attorneys ready to help you in the following cities and counties:, Memphis, Nashville, Knoxville, Chattanooga, Clarksville, Murfreesboro, Jackson, Johnson City, Franklin, Bartlett, Hendersonville, Shelby County, Davidson County, Knox County, Hamilton County, Rutherford County, Williamson County, Sullivan County, Sumner County,

We have North Carolina workers compensation lawyers ready to help you in the following cities and counties:, Charlotte, Raleigh, Greensboro, Winston-Salem, Durham, Fayetteville, Cary, Wilmington, Alamance County, Buncombe County, Cabarrus County, Cumberland County, Forsyth County, Gaston County, Guilford County, Mecklenburg County, Wake County.

We have South Carolina Workers compensation lawyers ready to help you in the following cities and counties:, Columbia, Charleston, North Charleston, Mount Pleasant, Aiken County, Anderson County, Greenville County, Horry County, Lexington County, Richland County.

We have Colorado workers compensation lawyers ready to help you in the following cities and counties:, Denver, Colorado Springs, Aurora, Fort Collins, Lakewood, Adams County, Arapahoe County, Boulder County, Denver County, El Paso County, Jefferson County, Larimer County, Weld County.

We have Michigan Job Site injury lawyers ready to help you in the following cities and counties:, Detroit, Grand Rapids, Warren, Sterling Heights, Lansing, Ann Arbor, Wayne County, Kent County, Macomb County, Eaton & Ingham County, Washtenaw County, Genesee County.

We have New York  Workers compensation lawyers ready to help you in the following cities and counties:, New York City, Buffalo, Erie County, Bronx County, Kings County, Queens County, Richmond County, Rochester, Monroe County, Yonkers, Westchester County.

We have New Jersey  On the job injury lawyers ready to help you in the following cities and counties:, Hackensack, Bergen County, Burlington County, Mount Holly Township, Camden, Camden County, Newark, Essex County, Jersey City, Hudson County, New Brunswick, Middlesex County, Monmouth County, Morris County, Ocean County, Passaic County, Union County.